JP Morgan Chase Bank has a long list of routing numbers that vary depending on where you opened your account, the type of transaction you are performing, and the type of account you have.

Why Do You Need the Chase Bank Routing Number?

There are many reasons you may need to find the routing number of Chase Bank. Some of the most common reasons include:

• You need to set up direct deposit to your Chase Bank account
• You want to have the Chase Bank routing number in order to deposit your paycheck
• You are sending a wire transfer to and from your Chase Bank account

No matter the reason you are looking for it, we’ll help you find it. Here’s a list of all the routing numbers by state to make it as easy as possible for you.

Chase Bank Routing Number by State List

It is important to note that the routing number is tied to the location where you first opened your Chase Bank account, and not necessarily the state that you currently reside in. If you have moved since opening your account, make sure to use the routing number from the state where you opened your account.

Source: Chase Bank

Can Routing Numbers for Chase Bank Change?

Yes. Depending on the size of a banking institution they can be assigned one or more routing numbers. Chase Bank is headquartered in New York, but they have branches all across the United States. As they grew it happened through the opening and the acquisition of new locations. Along the way instead of wiping out the infrastructure of the smaller banks they acquired, they instead absorbed it into their own. Which leads to many routing numbers. It’s also beneficial to have a lot of routing numbers because it increases the speed at which a transaction can be routed and processed. If you are unsure about the routing number for your location, the best option is to call your branch and ask a Chase Bank employee.

Additional Chase Bank Routing Numbers

Chase Bank Routing Numbers for Wire Transfers

Wire transfers sound fancy, right? All they really are is a quick way to move money electronically directly from one account to another. They are also known as bank transfers or bank wires. A wire transfer is most like paying someone on Venmo or Zelle but is usually used for larger sums of money.

The routing numbers for wire transfers are separate from the other routing numbers to give priority to wire transfers in the queue of money that needs to be moved from account to account. There are different routing numbers for international wire transfers and domestic wire transfers.

Chase Bank Domestic (Inside the United States): 021000021

Chase Bank International (Outside the United States): CHASUS33 (SWIFT Code)

Note: For all international transfers, the Chase Bank SWIFT code should be used and not a routing number.

What is a Routing Number?

A routing number is a nine-digit code that is derived from the location and financial institution where an account was originally opened. You will frequently hear it referred to as the ABA Routing Transit Number (ABA RTN).

The American Bankers Association created the ABA transit numbers in 1910 to determine check processing endpoints. In the following 100+ years, that 9-digit code uses have expanded to:

• Clear checks between financial institutions
• Facilitate online banking
• Automate clearinghouses

The last digit of the routing number is actually the result of a complex mathematical equation known as a checksum. The checksum is there as a safety precaution. If the checksum doesn’t add up correctly the transfer is actually marked for manual processing, which as you can guess takes a lot longer.

What Do You Use a Routing Number For?

An ABA routing number is used to help identify where money should be transferred to and from during a financial transaction. Here are a few examples of transactions that require an ABA number to be performed:

• Wiring money via wire transfer
• Setting up direct deposit (to get your paycheck)
• Connecting financial services together (Venmo, Zelle, PayPal, etc)

How Do I Find My Chase Account Bank Routing Number?

If you were unable to find the routing number you needed here are a few other places to look.

1. The first nine-digit number in the left corner at the bottom of your checks (not to be confused with the bank account number on a paper check)
2. Using the Chase Bank website
3. Locating it on your monthly bank statement
4. Using the Chase Bank mobile app
5. Calling the Chase Bank customer service line
6. The Federal Reserve Banks’ E-Payments Routing Directory

Using the Chase App

You can easily use the Chase App to find your routing number as well. To do so follow these steps:

1. Open the Chase App (iOS or Android)
2. Sign in to your account
3. Navigate to your account (sometimes this is the main screen)
4. Tap with your finger where it says “Show details”
5. The screen will now display your account information including your bank’s routing number, your checking account number, and your savings account number

ACH vs Wire Transfer Routing Number

ACH and Wire Transfer Routing Numbers are both nine digits long, but they mean very different things. The ACH routing number is the majority of the numbers provided above. Wire transfer routing numbers are usually one number per institution for domestic wires, and one number for international transactions. Wires usually have a higher cost associated with them but arrive a lot faster. Most financial institutions will not charge you for ACH financial transactions, but they usually will take a few days longer than a wire.

Double-check Your Routing Number

Before you proceed with any financial transaction, make sure to check and double-check that you have the correct routing number. If you get the routing number incorrect, your money will go to the wrong place and nobody wants that. Always feel free to call the 24/7 Chase Bank support line. Better safe than sorry!

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