What’s The Routing Number for Wells Fargo? State and Territory List

Last Updated: August 30, 2021 10 min read
Author: Zach L.

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Did you know that Wells Fargo is one of the largest banks in the United States and even the world?

The Routing Number for Wells Fargo

They have over 7,200 locations, more than 13,000 ATMs, and over 70 million customers! With all these different locations and customers it makes sense that Wells Fargo has a long list of routing numbers that vary depending on where you opened your account, the type of transaction you are performing, and the type of account you have.

Why Do You Need the Wells Fargo Routing Number?

There are many reasons you may need to find the routing number of Wells Fargo. Some of the most common reasons include:

  • You need to set up direct deposit into your Wells Fargo account
  • You will want to have the Wells Fargo routing number in order to deposit your paycheck
  • You are sending a wire transfer to and from your Wells Fargo account

No matter the reason you are looking for it, we’ll help you find it. Here’s a list of all the routing numbers by state and territory to make it as easy as possible for you.

Wells Fargo Routing Number by State and Territory List

It is important to note that the routing number is tied to the location where you first opened your Wells Fargo account, and not necessarily the state that you currently reside in. If you have moved since opening your account, make sure to use the routing number from the state where you opened your account.

State or Territory Wells Fargo Routing Number
Wells Fargo Alabama 062000080
Wells Fargo Alaska 125200057
Wells Fargo Arizona 122105278
Wells Fargo Arkansas 111900659
Wells Fargo California 121042882
Wells Fargo Colorado 102000076
Wells Fargo Connecticut 021101108
Wells Fargo Delaware 031100869
Wells Fargo Florida 063107513
Wells Fargo Georgia 061000227
Wells Fargo Hawaii 121042882
Wells Fargo Idaho 124103799
Wells Fargo Illinois 071101307
Wells Fargo Indiana 074900275
Wells Fargo Iowa 073000228
Wells Fargo Kansas 101089292
Wells Fargo Kentucky 121042882
Wells Fargo Louisiana 121042882
Wells Fargo Maine 121042882
Wells Fargo Maryland 055003201
Wells Fargo Massachusetts 121042882
Wells Fargo Michigan 091101455
Wells Fargo Minnesota 091000019
Wells Fargo Mississippi 062203751
Wells Fargo Missouri 113105449
Wells Fargo Montana 092905278
Wells Fargo Nebraska 104000058
Wells Fargo Nevada 321270742
Wells Fargo New Hampshire 121042882
Wells Fargo New Jersey 021200025
Wells Fargo New Mexico 107002192
Wells Fargo New York 026012881
Wells Fargo North Carolina 053000219
Wells Fargo North Dakota 091300010
Wells Fargo Ohio 041215537
Wells Fargo Oklahoma 121042882
Wells Fargo Oregon 123006800
Wells Fargo Pennsylvania 031000503
Wells Fargo Rhode Island 121042882
Wells Fargo South Carolina 053207766
Wells Fargo South Dakota 091400046
Wells Fargo Tennessee 064003768
Wells Fargo Texas 111900659
Wells Fargo Texas – El Paso 112000066
Wells Fargo Utah 124002971
Wells Fargo Vermont 121042882
Wells Fargo Virginia 051400549
Wells Fargo Washington 125008547
Wells Fargo Washington, D.C. 054001220
Wells Fargo West Virginia 121042882
Wells Fargo Wisconsin 075911988
Wells Fargo Wyoming 102301092
Wells Fargo American Samoa 121042882
Wells Fargo North Mariana Islands 121042882
Wells Fargo Puerto Rico 121042882
Wells Fargo Virgin Islands 121042882
Wells Fargo American Forces Abroad 121042882

Source: Wells Fargo

Can Routing Numbers for Wells Fargo Change?

Yes. Depending on the size of a banking institution they can be assigned one or more routing numbers. Wells Fargo is headquartered in California, but they have branches all across the United States. As they grew it happened through opening and acquiring new locations. Along the way instead of wiping out the infrastructure of the smaller banks they acquired, they instead absorbed it into their own. Thus leading to many routing numbers. It’s also beneficial to have a lot of routing numbers because it increases the speed at which a transaction can be routed and processed. If you are unsure about the routing number for your location, the best option is to call in to your branch and ask a Wells Fargo employee.

The Routing Number for Wells Fargo 2

Additional Wells Fargo Routing Numbers

Wells Fargo Line of Credit Routing Numbers

Lines of credit are more often used by businesses but are also available to the individual account holder. A line of credit is a flexible loan that gives borrowers access to a predetermined amount of money. The cool thing about a line of credit is that it can either be borrowed immediately or you can withdraw a portion at a time. A lot of real estate investors use lines of credit for flips and renovations.

Once you have borrowed money that is when interest starts to accrue, and the loan can be paid back on a schedule, or all at once. This also makes it convenient for business owners that might use a line of credit for merchandise purchasing, and can pay it off as soon as they sell through their order.

Routing numbers for lines of credit are determined by the first three digits of your account number.

Account Number (First Three Digits) Routing Number
001 073000228
003 104000058
038 122105278
072 091300010
082 092905278
083 091400046
114 121042882
117 122000247
119 124002971
163 102000076
203 091101455
300 091000019
433 112000066
451 102000076
552 074900275
553 041215537
569 125200057
585 107002192
650 121042882
651 121042882
654 121042882
661 321270742
662 321270742
663 321270742
727 075911988
737 102100918
742 122101191
743 122101191
746 071101307
748 122101191
768 122101191
808 111900659
810 102301092
825 321270742

Source: Wells Fargo

Wells Fargo Routing Numbers for Wire Transfers

Wire transfers sound fancy, right? All they really are is a quick way to move money electronically directly from one account to another. They are also known as bank transfers or bank wires. A wire transfer is most like paying someone on Venmo or Zelle but is usually used for larger sums of money.

The routing numbers for wire transfers are separate from the other routing numbers to give priority to wire transfers in the queue of money that needs to be moved from account to account.

Wells Fargo Domestic (Inside the United States): 121000248

Wells Fargo International (Outside the United States): WFBIUS6S (SWIFT Code)

Note: For all international transfers, the Wells Fargo SWIFT code should be used and not a routing number.

Wells Fargo Command Asset Program Routing Numbers

Most banks have an investment arm, and the investment arm of Wells Fargo is named Wells Fargo Advisors. It is actually not a bank; the official term is a non-bank affiliate. Wells Fargo Advisors is one of the largest financial advising businesses in the United States. The way that Wells Fargo Advisors works, is that they set up their customers with a program called the Command Asset Program. This allows the customer to receive direct deposits and have them directly associated with their investment account.

Wells Fargo Command Asset Program Routing Number: 102307164

Wells Fargo EasyPay Card Routing Number

Currently, the Wells Fargo EasyPay Card is not available to new applicants but is still usable for those who already have one. It is a prepaid, reloadable debit card. There are a few ways to reload the card, like direct transfers from your existing Wells Fargo account or external bank accounts, depositing checks, or direct deposits.

Wells Fargo EasyPay Card Routing Number: 031302777

What is a Routing Number?

A routing number is a nine-digit code that is derived from the location and financial institution where an account was originally opened. You will frequently hear it referred to as the ABA Routing Transit Number (ABA RTN).

The American Bankers Association created the ABA transit numbers in 1910 to determine check processing endpoints. In the following 100+ years, those numbers uses have expanded to:

  • Clear checks between financial institutions
  • Facilitate online banking
  • Automate clearinghouses

The last digit of the routing number is actually the result of a complex mathematical equation known as a checksum. The checksum is there as a safety precaution. If the checksum doesn’t add up correctly the transfer is actually marked for manual processing, which as you can guess takes a lot longer.

The Routing Number for Wells Fargo 3

What Do You Use a Routing Number For?

A routing number is used to help identify where money should be transferred to and from during a financial transaction. Here are a few examples of transactions that require a routing number to be performed:

  • Wiring money via wire transfer
  • Setting up direct deposit (to get your paycheck)
  • Connecting financial services together (Venmo, Zelle, PayPal, etc)

How Do I Find My Wells Fargo Routing Number?

If you were unable to find the routing number you needed here are a few other places to look.

  1. The first nine-digit number in the bottom left corner of a check
  2. Using the Wells Fargo website
  3. Locating it on your monthly bank statement
  4. Using the Wells Fargo app
  5. Calling the Wells Fargo customer service line
  6. The Federal Reserve Banks’ E-Payments Routing Directory

The Routing Number for Wells Fargo 4

Using the Wells Fargo App

You can easily use the Wells Fargo App to find your routing number as well. To do so follow these steps:

  1. Open the Wells Fargo App (iOS or Android)
  2. Sign in to your account
  3. Navigate to your account (sometimes this is the main screen)
  4. Tap with your finger where it says “Show more detail”
  5. Tap with your finger where it says “Routing numbers”
  6. The screen will now display the correct routing numbers for domestic wire transfers, electronic payments, and direct deposits

ACH vs Wire Transfer Routing Number

ACH and Wire Transfer Routing Numbers are both nine digits long, but they mean very different things. The ACH numbers are the majority of the numbers provided above. Wire transfer routing numbers are usually one number per institution for domestic wires, and one number for international transactions. Wires usually have a higher cost associated with them, but arrive a lot faster. Most financial institutions will not charge you for ACH transfers, but they usually will take a few days longer than a wire.

The Routing Number for Wells Fargo 5

Double-check Your Routing Number

Before you proceed with any financial transaction, make sure to check and double-check your routing number. If you get the routing number incorrect, your money will go to the wrong place and nobody wants that. Always feel free to call the 24/7 Wells Fargo support line. Better safe than sorry!