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Here we are all about personal finance. We focus on ways to make and save money to achieve financial independence. Follow along for all of our money making tips!

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What is a Credit Card CID/CVV/CVV2 Number? The CID, CVV, or CVV2 number on your credit card is used to limit credit card fraud. These numbers are only printed on your card and stored in the database of the credit card issuer as a security feature. That means that a credit card skimmer or other nefarious hackers have a harder time compromising your card. What Does CID Stand For? CID stands for Card…

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What is Considered a Jumbo Loan in California (2022) Since the onset of the pandemic, the housing markets have had a remarkable ride to the upside, thanks to a surplus in demand. And combined with rising mortgage rates across the country, homes are getting more expensive for everyday folks, especially in California. As a result, you need to be well aware of your options when shopping around for…

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5 Recession-Proof Income Streams for Real Estate Pros The following is a guest post by Michelle Clardie. Michelle is the author of The Recession-Proof Real Estate Agent: How Savvy Agents Are Finding New Opportunities in Slow Markets. She is also the Founder of Key Real Estate Resources, which provides useful tools and actionable advice for modern real estate professionals. Visit…

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Title Theory vs Lien Theory State List Every state has different laws governing real estate and mortgage law. In lean theory states, banks or whoever is the mortgage lender never has the title to the property. In states that practice title theory, the mortgage lender holds the title of the property until the mortgage is paid off. What is Lien Theory? Lien theory is when lenders do not retain the…

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When is it Worth Paying More for Better Quality? The following is a guest post by Mike Collins. Mike founded DadSense.co to help families learn how to manage their money and make smart financial decisions. I’ve been writing about personal finance for years, and one of my favorite topics is how people choose to spend their money. Some people believe you should never spend a penny more than needed…

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Lincoln Benefit Life Annuity Insurance Company Lincoln Benefit Life (LBL) is an annuity business. This means that they offer financial products in form of an insurance contract that pays out the invested funds as a fixed income stream in the future. The financial institution LBL currently does not offer new policies but continues to service the policies of existing policyholders. This includes…

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Legitimate ways to make $300 a day to boost your income The following is a guest post from Lyle Solomon. Lyle has considerable litigation experience as well as substantial hands-on knowledge and expertise in legal analysis and writing. Since 2003, he has been a member of the State Bar of California. In 1998, he graduated from the University of the Pacific’s McGeorge School of Law in Sacramento…

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What to Expect During the Escrow Process? (2022) When buying a new home there are several different things to think about; from searching for the right home to navigating the complex escrow process. This can be incredibly daunting for first-time home buyers who might not understand the escrow process. We are going to break down the escrow process with an overview of what it is and why it’s…

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How are Irrevocable and Revocable Trusts Taxed? (2022) A revocable trust is one that can be revoked or changed. It is reversible, and the person who sets up the trust can change its provisions after it has been created. So, it is a type of trust that can be revoked or changed by the creator at any time. The creator retains complete control over the trust and can make any changes. This flexibility…

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How to Create a Pro Forma Income Statement (2022) A pro forma income statement is a financial statement that helps create the company’s financial projections. It is often used to help companies decide how much money they will need to grow or expand. It holds great importance in the startup stage because it helps investors and business owners know how much money they will make in the future and how…

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Does CarMax No-Haggle Price Include Tax? (2022) No-haggle pricing is a pricing strategy that sets a fixed price for an item. It is usually used in the car industry. The manufacturer sets the no-haggle prices, and car dealerships have to honor them. CarMax has been using this strategy for years, and their customers love it because they know the price of their car before they even step foot into the…

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How to Make a Forever 21 Credit Card Payment (2022) Forever 21 is a fast fashion retailer that sells clothing and accessories at an affordable price. Forever 21 offers two different credit cards the Forever 21 credit card and the Forever 21 Visa credit card. Both of these cards are issued by Comenity Bank. The cards have a rewards program at Forever 21 that offers $5 reward certificates for every…

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What Is the Size of a Credit Card? (2022) Today, there aren’t many people without credit cards. It’s a useful financial tool that can be used for several functions. Several banks provide credit cards to their customers, and there are many types of cards in general, including credit cards, debit cards, visa cards, etc. Standard Credit Card Size The size of a credit card can be measured in two ways…

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What Does a Certified Letter From the IRS Mean? (2022) Even the most composed persons might get agitated when they receive an IRS-certified letter. Checking the mail is seldom a fun activity. You may wonder about the reasoning behind the IRS letter and begin mentally going through your recent transfers to identify potential problems. Some might immediately go online to see whether they've received…

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Can the IRS Levy Money From My Bank Account? The Internal Revenue Service (IRS) is the government agency that is responsible for collecting the tax revenue that funds the federal government. It is also tasked with enforcing the tax laws passed by Congress and the Treasury. You may be subject to an IRS tax levy if you fail to pay your taxes. The IRS can take out money from your bank account if you…

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Do Pools Increase Your Property Taxes in 2022? Swimming pools are a common amenity in many homes, and they can provide a great source of enjoyment for families and friends. However, they also come with some costs and responsibilities. One of those is property taxes. While the tax impact of a swimming pool will vary depending on the value of your home and the tax rate in your area, it’s essential…

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How Much is Tax, Title, and License in Arizona? (2022) You will often spend more than the list price when purchasing a car. It doesn't matter if it is a new vehicle or a used car. This happens because most transactions in the United States have taxes attached to them. The initial Arizona Motor Vehicle Division (MVD) costs, such as the registration, license plate, and title fees, are of no crucial…

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What Does IRS Tax Topic 151 Mean and Where is My Refund? The IRS has several tax topics defining how it operates and how tax filers interact with the agency. Tax Topic 151 is one of these topics, which stands for “Offset of Your Refund.” The Internal Revenue Service (IRS) publishes many tax topics, which it uses to provide detailed information on different aspects of IRS tax collection. These…

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How Much Should I Set Aside for 1099 Taxes? (2022) A 1099-MISC is a tax form that reports miscellaneous income. Companies use it to report payments made to non-employees and independent contractors. The IRS defines miscellaneous income as any income other than wages, salaries, tips, or commissions. This includes interest, dividends, capital gains, prizes, and awards. Companies use a 1099-MISC form…

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1099 VS W2 Calculator Estimate Your Taxes (2022) Everyone knows that tax laws are confusing. You need to understand how it works to make informed decisions about your own business. 1099 vs W2 calculator difference is a crucial decision for any company, especially if you want to be sure that you’re paying the right amount of taxes on each transaction. 1099 and W2 calculators are both tax estimating…

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Tax Deduction For Business Meals And Entertainment Everyone knows about the term tax deduction, right? If not, then you are at the right place as we will be explaining this further. In this article, you will be informed about the meals and entertainment tax deduction and how is it applied differently for meals and entertainment, and what other factors are involved in the process. Tax Deductions A…

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What is the IRS Statute of Limitations on Tax Debt? Tax debt can often grow out of hand, so you need to fight it at every turn. In the United States, you have laws that protect you from overzealous tax collectors. One of those protections is the statute of limitations. This article will dive into the statute of limitations on tax debt and what it means for you. A statute of limitations is…

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The Complete Guide to Tax Credits for a New Roof (2022) The tax credit for metal and asphalt roofs was not continued in 2022, however, a solar roof can qualify for the Solar Investment Tax Credit (ITC). If your roof is old and in need of repair, you may be considering changing your roof. Roofing can be a costly investment, but there are many benefits to be gained from a new roof. Moreover, you…

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Do Trust Beneficiaries Pay Taxes? Yes, they do. But they don’t pay taxes on the trust’s principal. They pay taxes on the trust income. The trust’s principal is the original amount of money or real estate kept in the trust to help the beneficiaries. Every trust requires money or property to be established or created. So, that initial investment is the principal of the trust. And beneficiaries don’t…

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Business Casual Attire vs Business Professional Attire There’s a lot of confusion about what it means to be dressed professionally and what it means to dress appropriately for the workplace. Dressing professionally and dressing appropriately are two different things. It’s possible to dress professionally yet inappropriately. It means that professional dressing isn’t always the appropriate option…

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Do Amish Pay Taxes? This may come as a surprise to many, but the Amish actually do pay taxes. They are required by law, like every other U.S. citizen, to pay their state and federal taxes – although there are some exemptions that they are allowed. The taxes that the Amish pay include federal income taxes, state income taxes, property taxes, sales taxes, and public school taxes. These taxes are…

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Is Overtime Taxed More? Overtime is the additional or extra work hours that push you past your regular duty hours. So, if you’re working 40 hours a week, that’s your standard work week. If you exceed the 40 hours mark, you’re working overtime. Overtime hours are frequently billed at a higher rate than the regular rate of pay. Frequently the overtime rate is referred to as time and a half, but…

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IRS Tax Debt Forgiveness Program If you’re behind on taxes, it may be time to consider filing an offer in compromise (OIC). It’s an initiative that allows taxpayers with tax debt to pay less than their entire tax liability by accepting a reduced tax bill instead of paying the total amount. You can make an installment agreement online or call 800-829-1040 (individual) or 800-829-4933 (business…

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How to Apply For FHA Loans in Texas Buying a home can be intense, and then you hear all these acronyms and it just becomes too much. We’ll break down FHA loans in Texas and make it much easier to understand and walk through the process. First of all, FHA stands for Federal Housing Administration. FHA loans are insured by the federal government. These loans are special because they are available to…

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Do You Get Paid to Be a Surrogate? When deciding if you are wanting to be a surrogate and bless another family with a child, you may not be sure how the surrogacy process works and how you’d be impacted financially. Bringing a child into the world includes a lot of extra bills and it’s smart to understand what those will be and who is paying for them. Be assured that all extra expenses incurred…

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SEP IRA Contribution Limits, Deadline, and Rules Any size business can have a SEP IRA, even if you are self-employed you can have one. SEP IRAs are beneficial to companies that have differing amounts of cash flow each year, as well as self-employed individuals that want to load a lot of cash into their retirement accounts. What is a SEP IRA? Simplified Employee Pension Individual Retirement…

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Is H&R Block Open Today? H&R Block has over 10,000 locations. Each location has independent hours, but a pattern emerges for their hours of operation. They are most likely open today but read the rest of the article for specifics. About H&R Block The US tax preparation company operates in Canada, the United States, Australia, Puerto Rico, and the United Kingdom. In 1955 Henry W. Bloch and Richard…

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Texas Residency Requirements for Tax Purposes What You Need to Know Do you live in Texas? If so, are you aware of the residency requirements for tax purposes? In this blog post, we will discuss the basics of Texas residency and how it affects your taxes. Whether you are a new resident or have been living in Texas for years, it is important to understand the rules and regulations regarding state…

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Chrysler Pacifica Hybrid Tax Credit Everything You Need To Know! If you're in the market for a new car, you may be considering buying the Chrysler Pacifica hybrid. This vehicle is eligible for a tax credit, and we're going to show you how to claim it! In this blog post, we will walk you through the process of claiming your tax credit for the Chrysler Pacifica hybrid. You will also learn what this…

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Firefighter Tax Deductions As a firefighter, you know that your job is important. Not only do you help keep people safe, but you also play a critical role in protecting property. It's important to be aware of the tax deductions available to you so that you can get the most out of your income. In this blog post, we will discuss some of the most common firefighter tax deductions and how to take…

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23 Financial Literacy and Budgeting Games for High School Students Playing a game is more engaging and therefore effective as a learning technique than the average lecture. Financial Literacy is such an important topic for high schoolers, teens, and pre-teens, why not teach it to them in the best way possible? Using an educational game or simulator learning can come from decision-making instead of…

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How Many mBTC in a Bitcoin? 1,000 mBTC = 1 BTC. A millibitcoin (mBTC) is a 0.001th fraction of a Bitcoin. A satoshi is a .00000001th fraction of a Bitcoin. An mBTC is comprised of a hundred thousand satoshis. A Primer on Bitcoin If you haven’t heard about Bitcoin yet it is a virtual currency or cryptocurrency. The original creator of Bitcoin was Satoshi Nakamoto and no one actually knows who they…

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Cost of Living in St. Croix If you're thinking of moving to the beautiful island of St. Croix, you'll want to be sure to factor in the cost of living. In this blog post, we will break down all of the expenses you can expect to incur while living on the island. St. Croix, St. Thomas, St. John, and Water Island, and approximately 50 other small island-like formations make up the US Virgin Islands…

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Tax Hive Reviews Do you dread tax season? Filing your taxes can be a daunting task, but it doesn't have to be! There are many great tax preparation software programs out there that can make the process much easier. In this blog post, we will review Tax Hive. What Is Tax Hive? Tax Hive is a cloud-based tax preparation software that offers users a simple and easy way to file their taxes. The program…

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What Credit Card Starts with 6011? Do you know what the best credit card for you is? It can be hard to figure out, especially if you don't know where to start. That's why we're here to help! In this blog post, we will discuss the different types of credit cards available and which one might be right for you. We will also answer the question: what credit card starts with 6011? The major credit card…

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Living in Florida vs California The debate over whether it is better to live in Florida or California has been around for years. Some people swear by the beaches and year-round sunshine of Florida, while others prefer the diverse culture and endless activities that California has to offer. So, which state is better? Let's take a look at some of the pros and cons of living in each one. Before we go…

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How To Afford Dental Implants Dental implants are a popular option for those who are looking to replace missing teeth. However, they can be expensive, especially if you don't have dental insurance benefits. In this blog post, we will discuss some ways that you can afford dental implants. We will also provide a list of resources that can help you find affordable dental care. So whether you're…

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How Much Is An Xbox One With Tax? Many people are wondering how much an Xbox One costs with tax. It can be a little confusing because the price varies depending on where you live. In this blog post, we will break down the cost of an Xbox One, so you will know exactly how much you will need to pay when you go to purchase one. Stay tuned for more information! The Xbox One is a popular gaming console…

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What Credit Card Starts with 4147? Do you know what credit card starts with 4147? If not, don't worry! We are here to help. In this article, we will discuss the different types of credit cards that are available and which one starts with 4147. We will also provide a few tips on how to choose the best credit card for your needs. Credit cards that start with 4147 are Visa cards. This means if you…

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Benefits of Living in Oregon With remote work being at an all-time high, people are looking into moving to their dream location and enjoying the benefits of their surroundings. Oregon is one of the states that is seeing a lot of new residents and it's no wonder why. There are a plethora of benefits to living in this state and we will delve into them later in this article, along with any downsides…

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Carrier HVAC Federal Tax Credits and Rebates You recently purchased a Carrier air conditioner and you’ve heard about a tax credit. Unfortunately, if you purchased your air conditioner after December 31, 2021, the tax credit has ended. If you purchased a Carrier system somewhere between January 1, 2021 - December 31, 2021, and haven’t filed your taxes yet you are in luck. There is a silver lining…

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Inheritance and Estate Tax in New Jersey New Jersey has an inheritance tax of up to 16%, and it is all determined by how you are related to the deceased. If the decedent was a New Jersey resident or owns real property or tangible property in New Jersey their heirs may owe taxes on their inheritance. Iowa, Kentucky, Maryland, New Jersey, Nebraska, and Pennsylvania are the six states that continue…

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Does Florida Have an Inheritance Tax? Generally, the state of Florida is considered one of the most tax-efficient in the United States, making it a haven for many business owners. Talking about inheritance tax (also known as the estate tax), a tax on a deceased person's wealth, Florida does not have an inheritance tax. This means that the beneficiary of a deceased person who is a Florida resident…

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How Long Does Escrow Take in California? Escrow in California normally takes 30 to 40 days. This is the average time it takes, and depending on the circumstances it could take shorter or longer. Most other states also have an escrow length of 30 to 40 days. Escrow is safeguarded by the California Department of Real Estate (DRE). It is the procedure through which parties to a real estate property…

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What is a Lien Sale? A lien sale happens when an asset owner is delinquent on their debt and the debt is sold to another party. After the lien sale has taken place the owner of the house or car or whatever asset they have has to pay the party that purchased the tax lien sale certificate. The kicker here is there is also interest involved. If the asset owner is unable or chooses not to pay the…

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How Much is Inheritance Tax in Pennsylvania? The effective tax rate for the Pennsylvania Inheritance Tax rate is 0% for spouses, 4.5% for lineal heirs (children, grandchildren, direct descendants, lineal descendants), 12% for siblings of the deceased, and 15% for any other heirs (this does not include charitable organizations, government entities exempt from tax, or exempt institutions). If…

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Does A Revocable Trust Need a Tax ID Number? The answer to this question in one word is “No.” You don't need a separate tax ID number for a revocable trust while the owner is alive. The social security number is enough. But I suppose you are not here for a 'one word' answer. So, let's dive a little deeper into the topic. A revocable trust means a trust that can be changed or eliminated. A trustor…

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How Much is the Tax on a Vehicle in Georgia? Georgia has two motor vehicle property types of taxes: Title Ad Valorem Tax (TAVT) and Annual Ad Valorem Tax. Each vehicle you register in Georgia is subject to either one of the tax systems. The good thing is that you can only be subject to one or the other and won't have varying tax amounts due each year. Title Ad Valorem Tax (TAVT) This tax system…

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Escrow Company vs Title Company While buying a home, you’ve probably heard the terms, title company and escrow company used interchangeably. However, a title company and an escrow company are not the same. To make it more confusing, a title company may provide escrow services but not the other way around. How do you keep it all straight? What is an Escrow Company? An escrow company arranges the…

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Does Florida Have an Estate Tax? There is no estate tax in Florida. However, you may still be required to pay federal estate tax. If you feel ready for estate planning, and even if you don’t feel ready you should look into getting professional help from a financial advisor. Estate planning can be a lot to take on, and this is something relying on a professional can really make a difference in how…

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How Does Online Age Verification Help Your Business Save Money? In today’s day and age, if you are operating a business, you need to work within the boundaries of the law, especially if you are in a sector that requires your target’s identity to be verified, like the crypto or online gambling industries. Moreover, if a company processes payments via credit or debit cards, the Payment Card…

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How to Delete Your Offerup Account If you are looking to offload some of your extra stuff or are looking to pick up some things for cheap OfferUp is a great platform to do just that. It is a local online marketplace. Comparable to going to a virtual swap meet or neighborhood garage sale. If you’ve sold everything that you are wanting to sell, or you’ve bought all the fabulous furniture you could…

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What to Bring to a Tax Appointment Filing your personal taxes may seem overwhelming and stressful, especially if this is the first tax season where you have had to file. There are many options now available to you to help you prepare your taxes, whether you’re comfortable preparing them completely by yourself, using tax filing software, or using the help of one of the many tax preparers available…

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We will also give you some tips on how to make the process go as smoothly as possible. So, whether you are using an iPhone or an Android phone, keep reading for instructions on how to update your credit card information on Cash App! How to Change Credit Card on Cash App If you are using the Cash App app on your phone, open it and tap on the icon on the lower left side of the screen. This will…

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How to Change Credit Card on Spotify One of the benefits of having a premium plan is that you can use Spotify on multiple devices. However, if you need to change your credit card information for any reason, this process can seem daunting. In this blog post, we will walk you through the steps necessary to change your credit card on Spotify! How to Change Credit Card on Spotify Mobile App First…

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The 9 Safest Places to Live in Mexico In this blog post, we will take a look at some of the safest places to live in Mexico from a personal finance perspective. We will discuss why these areas are great places to call home, as well as some of the pros and cons of living in each one. So if you're thinking about making the move to Mexico, be sure to read on for more information! The 9 Safest Places…

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Three Types of Expenses Did you know that there are three different types of expenses? These three expenses are Fixed Periodic and Variable. Learning about the three different types of expenses can help you prepare for them and budget accordingly. If you are in a financial rut, this is a great way to take control of your finances and achieve all of your money goals. So let’s get started. Three…

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Vehicles That Qualify For 6000 Lb Tax Credit There are many ways you can enjoy tax credits as a small business owner. Section 179 of the IRS Tax form provides you with an ethical way of paying less tax. In the provision of this section, IRS allows business owners to deduct the vehicle's price up to 100% if eligible. What Weight of a Car is Allowed for a Tax Deduction? The IRS has a federal tax…

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How Much Do You Get Paid to Donate Your Eggs? Donating your eggs is emotionally and physically tolling and the process shouldn’t be taken lightly. This article will go over the entire egg donation process and give better insight into what young women go through when they chose to donate their eggs. Knowing each step of the way can be comforting if you are already in the process of donating your…

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Tax Deductions for Police Officers As a police officer, you have expenses that you will incur for your job and a fair amount of them you are not going to be able to have your employer reimburse. Recent tax law updates have reduced the number of expenses that you can deduct unless you are self-employed. The good news is there are still general deductions for you to take into consideration. These…

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The Cost of Living in Hawaii If you're thinking about making the move to Hawaii, it's important to be prepared financially. In this blog post, we will discuss some of the costs you can expect to incur and how to best prepare yourself for them. Whether you're already living in Hawaii or are just considering a move, we hope this information will be helpful! When it comes to the 'Aloha state', most…

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The following is a guest post from Dan & Kay. Dan & Kay are Financial Coaches with almost 1000 clients who live in Charlotte, North Carolina, with their 2 children. They enjoy traveling, teaching others about money, and reading an inordinate amount of books. You can learn more about their approach to personal finances by attending one of their free budgeting classes at: www.centseifinance.com/free…

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How To Fix a Demagnetized Credit Card If you've ever had your card rejected by a card reader, it's likely because it has become demagnetized. In this article, we will show you how to fix a demagnetized credit card in just a few simple steps. How To Fix a Demagnetized Credit Card If your credit card has become demagnetized, there are a few things you can do to fix it. A simple life hack is to put…

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Revenue vs Cash Flow - What's the Difference? It's important for every business to carefully monitor both of these metrics. Failing to do so can result in a company going out of business. In this article, we will be looking at what revenue and cash flow are, how they work, and the key differences between the two metrics. So if you are interested in learning more about revenue and cash flow, keep…

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Are Workers' Compensation Settlements Taxable? It is not uncommon for people to wonder whether their settlement will be taxable, and this article will explore what you need to know to make an informed decision. f you find yourself wondering how a workers’ compensation settlement works, we hope our answer can provide some clarity! We'll also offer some insight into taxation so that you have all the…

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$15 an Hour Is How Much a Year? It's no secret that the cost of living continues to rise year after year. To make ends meet, many people are forced to take on multiple jobs or work long hours. However, a recent study conducted by the Economic Policy Institute (EPI) reveals that $15 an hour is actually how much a year you would need to make to truly sustain yourself and your family. The national…

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Is $30,000 a Good Salary? If you're curious about the hourly rate of a $30,000 salary, you'll find all the information you need right here. When making the transition from an hourly job to a salary for the first time, knowing "30000 a year is how much an hour" is helpful. That way, you'll be able to determine whether the employment is worthwhile for you or not. A salary of $30,000 per year…

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Is $50,000 a Good Salary? Everyone has a different outlook on life and has different goals and ambitions. The question we are posing is if earning 50k a year is good. If you are at the end of your career or just beginning you will have a different perspective. The Bureau of Labor Statistics (BLS) states that the median weekly income in the United States is $983. That is just under $25 an hour, and…

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The Routing Number for Chase Bank JP Morgan Chase Bank has a long list of routing numbers that vary depending on where you opened your account, the type of transaction you are performing, and the type of account you have. Why Do You Need the Chase Bank Routing Number? There are many reasons you may need to find the routing number of Chase Bank. Some of the most common reasons include: You need to…

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What's The Difference Between Bid Price and Ask Price? What is the difference between bid price and ask price? When investing, the bid price means the maximum someone is willing to pay. The ask price is the minimum someone is willing to sell for. Let’s break this down. Let’s say you wanted to buy 10 shares of a company you are ready to invest in, and want to spend $100 total. You would set your…

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Is $60,000 a Good Salary? Every person is different, and every job is different, but the real question at hand is if earning 60k a year in 2022 is good or not. If you are 30 years into your career, or just starting the answer is different. I did some research to find out for myself. The Bureau of Labor Statistics (BLS) states that the median weekly income in the United States is $983. That is just…

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The Routing Number for Wells Fargo They have over 7,200 locations, more than 13,000 ATMs, and over 70 million customers! With all these different locations and customers it makes sense that Wells Fargo has a long list of routing numbers that vary depending on where you opened your account, the type of transaction you are performing, and the type of account you have. Why Do You Need the Wells Fargo…

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10 Reasons You Need An Emergency Fund This article will go over the reasons why you should have an emergency fund too. The examples of emergency fund usages below all assume that you have or are working towards an emergency fund of three to six months worth of expenses. 1. Loss of Employment Loss of employment may take you by surprise, and then what? If you don’t have an emergency fund you will be…

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These jobs require a higher level of education and skill, but will earn you almost 10 times the national average salary in the United States! Here is a list of 15 jobs that pay over $300k per year. Jobs That Pay Over $300K 1. Cardiologist Average Salary: $434,044 Highest Earners: $638,518 Responsibilities: Cardiologists work with patients to examine and treat disorders and diseases of the…

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How Much Should I Spend on Groceries? How Much Should I Spend a Week on Food? This question is really popular for people who are starting to create their budget, and it makes sense why. Groceries differ greatly depending on the person, their diet and lifestyle, and where they live and shop. Buying groceries can also vary by family size. Large families buy for a greater amount of people and can…

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How to Aggressively Save Money If you want to have more control over how much you save and want to aggressively save money, here are 13 different ways that you can do so. 1. Pay Yourself First It is just as simple as it sounds. If you want to save $500 per month when your paycheck hits your bank account have an automatic withdrawal set up to transfer $500 to your savings. Then learn to live on the…

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Is $40,000 a Good Salary? Every job is different, and every employer is different, but the real question at hand is if earning 40k a year is good. Now if you are 10 years into your career, or just starting your first job the answer is different. I was curious myself, so I started to dig into it a little deeper. According to bls.gov, the median weekly income in the US is $983. If we do some quick…

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If you can change your mindset into looking for additional ways that you can earn extra money, it can add up. Earning an extra $50 a day would total over $18,000 a year! How to Make an Extra $50 a Day So let us go over the simple ways that can get you an extra $50 a day. 1. Flip items on eBay, OfferUp, Facebook Marketplace I can’t talk about earning some extra money without including flipping…

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How to Save $5000 in a Year Let’s break this down even further into seven simple steps. 1. Figure out your “WHY” It might sound cheesy, but giving this money a purpose makes it a whole lot easier to save. If you know the “why” then you will be more motivated and dedicated to your goal. This especially helps if you are saving up for something fun, but can still be useful no matter what you are…

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How to Make Money as a Kid Growing up I was the kid that was always trying to find ways to earn an extra buck. I would do extra chores on the weekend, babysit for neighbors, and organize garage sales. I loved to look at what other people were doing around me to earn money and try to figure out how I could replicate it. This led to me competing with school fundraisers by selling my own frozen…

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Months With 5 Paychecks in 2022 If You Get Paid Weekly Paid Every Week? These Months Have 5 Paychecks in 2022 The first Friday of the calendar year, January 7th, 2022 is a normal day. That means that the majority of employers will process their payroll that day, instead of the next business day if it was a bank holiday. That means this new year, the following list shows the five paycheck months…

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How Much Money to Keep In Your Checking Account How much money do you really need to keep in your checking account? Honestly, it depends. Ultimately, you want enough to feel secure and to be able to cover all your transactions and avoid getting an overdraft fee. Saving vs Investing Before we get into checking accounts and savings accounts, I want to bring up something really important. Banks have…

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How to Get Rich Quick in 5 Easy Steps You can get rich quick if you are determined and are willing to put in the effort. First, let’s change the definition of “get rich quick”. You can quite possibly start making six figures in just a year or two. It’s entirely possible for anyone that is willing to put in the effort and is relentlessly moving forward. Is that fast? I would say so. If the average…

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How to Earn Money Taking Photos In today’s day and age, people are wanting to capture more and more events of their lives on camera. A lot of the time, these photos need to be taken by someone else so that everyone is in the picture, or by someone who knows a little more about photography and editing. If you think photography is something you might want to do to earn some extra cash consider these…

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Overview of Real Estate Investing That’s not true. Anybody can invest in real estate, and I mean anybody! I’m going to share some tips that are super useful for when you are just starting out in real estate investing. BiggerPockets BiggerPockets is the be-all and end-all resource for real estate investing on the internet. They have a forum with thousands of members, tools for analyzing properties…

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How much is 6 figures – or 7 figures, 8 figures or 9 figures? I know you’ve heard it before, so and so has a six-figure salary, or the investors from your favorite podcast talk about having a seven-figure portfolio. Seriously though, how much is 6 figures? What about how much is 7 figures or 8 figures or 9 figures? It’s always good to be aware of what others are talking about, so let’s dive in and…

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What is Liquid Net Worth and How to Calculate Yours It seems that everyone is interested in the net worth of athletes, celebrities, and business professionals. It is important to note that there is a big difference between regular old net worth and liquid net worth. Elon Musk has a net worth of around $189 billion, which sounds like an absurd amount of money. The interesting thing is that doesn’t…

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And while those options are great and will usually give you results as well, there is a more fun way that you can add more money to your pocket. Hobbies can be huge money earners for you if you’ve got the talent and put in the effort. Let’s look at five hobbies that would be great to monetize this year. 5 Hobbies That Can Earn You Money in 2022 1. Photography This might seem like a very obvious…

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21 Best Side Hustles in 2022 1. Work as a Virtual Assistant With everything that has happened in the past year, the number of online business owners is growing at a rapid rate. Along with those businesses is the demand for help through virtual assistants. A virtual assistant has a variety of duties, but overall are responsible for making their boss’s work-life easier. These duties can include…

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Here Are The 3 Paycheck Months For 2022 + What to Do With Your Third Check Most W-2 workers get paid twice a month or biweekly. If you, like many others, are getting paid biweekly, there are two or three months in 2022 in which you will get three paychecks and it all depends on when you get your first paycheck of the year. Paid Every 2 Weeks? If you are getting paid on a semimonthly schedule…

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How to Make Money on Robinhood Stock trading is a great way for you to start making money on the side. It actually has one of the biggest earning potentials of any side gig! Along with it’s huge earning potential, stock trading has a variety of benefits that most hustlers really appreciate. Benefits of Stock Trading Flexible hours Potential to make millions Flexible location Endless resources and…

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Making Money as a Youtuber: How Much Money Do YouTubers Make in 2022? Making money as a YouTuber sounds exciting. You get to be your own boss, create content you love, and get paid for it. Who wouldn’t want a career as a YouTuber? In this article, I’m going to be sharing the highest-paid YouTubers of last year while also sharing just how much money most YouTubers really make. Who Are The Highest…

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Making Money as a Youtuber: How to Monetize Your YouTube Channel There are many ways that you can earn some side income with YouTube videos. While these videos can take a lot of work to create, these videos can sit on your channel for years and continue to bring money to your pocket. How cool is that? Let’s go over what I see as the top five best ways to monetize your YouTube channel. Ad Revenue…

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The following is a guest post from Gwen Payne. Gwen Payne is a stay-at-home mom with an entrepreneurial spirit. Over the years, she has mastered raising her two daughters while side hustling to success through small ventures based on her passions -- from dog walking to writing to ecommerce. With invisiblemoms.com she hopes to show other stay-at-home parents how they can achieve their business…

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Make Money Building Websites Every business and individual should want to operate a website to reach customers. Websites are without a doubt a necessity for business owners. This means there is a huge opportunity for web designers to make a lot of money. If you are willing to put in the time and effort, you will be able to turn your passion for web design into cash. Why Make Money Building…

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Cash for Apps app review I have always liked earning money from apps in my spare time. If I am going to be watching Netflix or Hulu why not be earning some cash while I relax? There are always apps coming and going, but Cash for Apps is one that has been around for a while now. Cash for Apps claims to be the fastest way to get free gift cards and in-App purchases. In this Cash for Apps review, we…

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s'more app review I have always liked earning money from apps in my spare time. If I am going to be watching Netflix or Hulu why not be earning some cash while I relax? There are always apps coming and going, but S'more is one that has been around for a while now. The cool thing about S'more is that you get paid to do something pretty chill. Unlock your phone! If you just want to get the app…

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lucktastic review We've all been there before. At the checkout counter at the gas station, and the dude in front of you buys a bunch of lottery tickets. That's right. Lottery Tickets For the mathematicians out there facepalming, you need to calm down. Even though the odds are low, the rush of lottery tickets can't be beaten. Lucktastic is here to solve that problem! What is Lucktastic? lucktastic…

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2Captcha review 2Captcha is a website where you get paid to complete an "online captcha typing job" as they say on their site. Basically, you get paid to fill out the annoying captchas over and over and over again. We have compiled this 2Captcha review compendium for your reading pleasure. We're going to go over how 2captcha works, if it's worth it, how much you can earn, and if this app is a scam…

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verydice review Verydice is a mobile app that actually pays you to play games on your phone. In just a few minutes every day, you can earn points that can be redeemed for prizes. We have compiled this verydice review compendium for your reading pleasure. We're going to go over how verydice works, if it's worth it, how much you can earn, and if this app is a scam. My favorite part you ask? It's 10…

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side jobs for nurses It isn't easy for a registered nurse. At work you spend your time in clinics and hospitals. A decent amount of nurses have regular schedules, which makes it easy for you to know if you have time for a side hustle. To make extra money, you most likely will pickup another shift. However, sometimes that seems like the last thing you want to do. Flexible or non-clinical nurse jobs…

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easy crafts to sell Start selling what you make with these easy crafts to make and sell. Are you looking for ways to make some extra money this year? Try some of these quick and easy DIY projects to have fun and make extra money from home. It is hard to find a better way to make extra money than by selling easy DIY ideas. I made this list when I was looking for things to sell on Etsy and at craft…

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