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Here we are all about personal finance. We focus on ways to make and save money to achieve financial independence. Follow along for all of our money making tips!

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10 Reasons You Need An Emergency Fund This article will go over the reasons why you should have an emergency fund too. The examples of emergency fund usages below all assume that you have or are working towards an emergency fund of three to six months worth of expenses. 1. Loss of Employment Loss of employment may take you by surprise, and then what? If you don’t have an emergency fund you will be…

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These jobs require a higher level of education and skill, but will earn you almost 10 times the average salary in the United States! Here is a list of 15 jobs that pay over $300k per year. Jobs That Pay Over $300K 1. Cardiologist Average Salary: $434,044 Highest Earners: $638,518 Responsibilities: Cardiologists work with patients to examine and treat disorders and diseases of the cardiovascular…

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How Much Should I Spend on Groceries? How Much Should I Spend a Week on Food? This question is really popular for people who are starting to create their budget, and it makes sense why. Groceries differ greatly depending on the person, their diet and lifestyle, and where they live and shop. Buying groceries can also vary by family size. Large families buy for a greater amount of people and can…

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How to Aggressively Save Money If you want to have more control over how much you save and want to aggressively save money, here are 13 different ways that you can do so. 1. Pay Yourself First It is just as simple as it sounds. If you want to save $500 per month when your paycheck hits your bank account have an automatic withdrawal set up to transfer $500 to your savings. Then learn to live on the…

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Is $40,000 a Good Salary? Every job is different, and every employer is different, but the real question at hand is if earning 40k a year is good. Now if you are 30 years into your career, or just starting the answer is different. I was curious myself, so I started to dig into it a little deeper. According to bls.gov, the median weekly income in the US is $983. If we do some quick math and divide…

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If you can change your mindset into looking for additional ways that you can earn extra money, it can add up. Earning an extra $50 a day would total over $18,000 a year! How to Make an Extra $50 a Day So let us go over the simple ways that can get you an extra $50 a day. 1. Flip items on eBay, OfferUp, Facebook Marketplace I can’t talk about earning some extra money without including flipping…

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How to Save $5000 in a Year Let’s break this down even further into seven simple steps. 1. Figure out your “WHY” It might sound cheesy, but giving this money a purpose makes it a whole lot easier to save. If you know the “why” then you will be more motivated and dedicated to your goal. This especially helps if you are saving up for something fun, but can still be useful no matter what you are…

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How to Make Money as a Kid Growing up I was the kid that was always trying to find ways to earn an extra buck. I would do extra chores on the weekend, babysit for neighbors, and organize garage sales. I loved to look at what other people were doing around me to earn money and try to figure out how I could replicate it. This led to me competing with school fundraisers by selling my own frozen…

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Months With 5 Paychecks in 2021 If You Get Paid Weekly While looking through a calendar of 2021 to plan this article, I noticed something very interesting! 2021 has 53 Fridays, not 52 like normal years. Paid Every Week? These Months Have 5 Paychecks in 2021 The first Friday of the year, January 1st, 2021 is a bank holiday. That means that the majority of employers will process their payroll the…

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How Much Money to Keep In Your Checking Account How much money do you really need to keep in your checking account? Honestly, it depends. Ultimately, you want enough to feel secure and to be able to cover all your transactions and avoid getting an overdraft fee. Saving vs Investing Before we get into checking accounts and savings accounts, I want to bring up something really important. Banks have…

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How to Get Rich Quick in 5 Easy Steps You can get rich quick if you are determined and are willing to put in the effort. First, let’s change the definition of “get rich quick”. You can quite possibly start making six figures in just a year or two. It’s entirely possible for anyone that is willing to put in the effort and is relentlessly moving forward. Is that fast? I would say so. If the average…

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How to Earn Money Taking Photos In today’s day and age, people are wanting to capture more and more events of their lives on camera. A lot of the time, these photos need to be taken by someone else so that everyone is in the picture, or by someone who knows a little more about photography and editing. If you think photography is something you might want to do to earn some extra cash consider these…

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How much is 6 figures – or 7 figures, 8 figures or 9 figures? I know you’ve heard it before, so and so has a six-figure salary, or the investors from your favorite podcast talk about having a seven-figure portfolio. Seriously though, how much is 6 figures? What about how much is 7 figures or 8 figures or 9 figures? It’s always good to be aware of what others are talking about, so let’s dive in and…

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Overview of Real Estate Investing That’s not true. Anybody can invest in real estate, and I mean anybody! I’m going to share some tips that are super useful for when you are just starting out in real estate investing. BiggerPockets BiggerPockets is the be-all and end-all resource for real estate investing on the internet. They have a forum with thousands of members, tools for analyzing properties…

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What is Liquid Net Worth and How to Calculate Yours It seems that everyone is interested in the net worth of athletes, celebrities, and business professionals. It is important to note that there is a big difference between regular old net worth and liquid net worth. Elon Musk has a net worth of around $189 billion, which sounds like an absurd amount of money. The interesting thing is that doesn’t…

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And while those options are great and will usually give you results as well, there is a more fun way that you can add more money to your pocket. Hobbies can be huge money earners for you if you’ve got the talent and put in the effort. Let’s look at five hobbies that would be great to monetize this year. 5 Hobbies That Can Earn You Money in 2021 1. Photography This might seem like a very obvious…

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21 Best Side Hustles in 2021 1. Work as a Virtual Assistant With everything that has happened in the past year, the number of online business owners is growing at a rapid rate. Along with those businesses is the demand for help through virtual assistants. A virtual assistant has a variety of duties, but overall are responsible for making their boss’s work-life easier. These duties can include…

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Here Are The 3 Paycheck Months For 2021 + What to Do With Your Third Check Most W-2 workers get paid twice a month or biweekly. If you, like many others, are getting paid biweekly, there are two or three months in 2021 in which you will get three paychecks and it all depends on when you get your first paycheck of the year. Most W-2 workers get paid twice a month or biweekly. If you, like many…

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How to Make Money on Robinhood Stock trading is a great way for you to start making money on the side. It actually has one of the biggest earning potentials of any side gig! Along with it’s huge earning potential, stock trading has a variety of benefits that most hustlers really appreciate. Benefits of Stock Trading Flexible hours Potential to make millions Flexible location Endless resources and…

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Making Money as a Youtuber: How Much Money Do YouTubers Make in 2021? Making money as a YouTuber sounds exciting. You get to be your own boss, create content you love, and get paid for it. Who wouldn’t want a career as a YouTuber? In this article, I’m going to be sharing the highest-paid YouTubers of last year while also sharing just how much money most YouTubers really make. Who Are The Highest…

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Making Money as a Youtuber: How to Monetize Your YouTube Channel There are many ways that you can earn some side income with YouTube videos. While these videos can take a lot of work to create, these videos can sit on your channel for years and continue to bring money to your pocket. How cool is that? Let’s go over what I see as the top five best ways to monetize your YouTube channel. Ad Revenue…

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The following is a guest post from Gwen Payne. Gwen Payne is a stay-at-home mom with an entrepreneurial spirit. Over the years, she has mastered raising her two daughters while side hustling to success through small ventures based on her passions -- from dog walking to writing to ecommerce. With invisiblemoms.com she hopes to show other stay-at-home parents how they can achieve their business…

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Make Money Building Websites Every business and individual should want to operate a website to reach customers. Websites are without a doubt a necessity for business owners. This means there is a huge opportunity for web designers to make a lot of money. If you are willing to put in the time and effort, you will be able to turn your passion for web design into cash. Why Make Money Building…

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Cash for Apps app review I have always liked earning money from apps in my spare time. If I am going to be watching Netflix or Hulu why not be earning some cash while I relax? There are always apps coming and going, but Cash for Apps is one that has been around for a while now. Cash for Apps claims to be the fastest way to get free gift cards and in-App purchases. In this Cash for Apps review, we…

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s'more app review I have always liked earning money from apps in my spare time. If I am going to be watching Netflix or Hulu why not be earning some cash while I relax? There are always apps coming and going, but S'more is one that has been around for a while now. The cool thing about S'more is that you get paid to do something pretty chill. Unlock your phone! If you just want to get the app…

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lucktastic review We've all been there before. At the checkout counter at the gas station, and the dude in front of you buys a bunch of lottery tickets. That's right. Lottery Tickets For the mathematicians out there facepalming, you need to calm down. Even though the odds are low, the rush of lottery tickets can't be beaten. Lucktastic is here to solve that problem! What is Lucktastic? lucktastic…

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2Captcha review 2Captcha is a website where you get paid to complete "online captcha typing job" as they say on their site. Basically you get paid to fill out the frustrating captchas over and over and over again. We have compiled this 2Captcha review compendium for your reading pleasure. We're going to go over how 2captcha works, if it's worth it, how much you can earn, and if this app is a scam…

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verydice review Verydice is a mobile app that actually pays you to play games on your phone. In just a few minutes every day, you can earn points that can be redeemed for prizes. We have compiled this verydice review compendium for your reading pleasure. We're going to go over how verydice works, if it's worth it, how much you can earn, and if this app is a scam. My favorite part you ask? It's 10…

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side jobs for nurses It isn't easy for a registered nurse. At work you spend your time in clinics and hospitals. A decent amount of nurses have regular schedules, which makes it easy for you to know if you have time for a side hustle. To make extra money, you most likely will pickup another shift. However, sometimes that seems like the last thing you want to do. Flexible or non-clinical nurse jobs…

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easy crafts to sell Start selling what you make with these easy crafts to make and sell. Are you looking for creative ways to make some extra money this year? Try some of these quick and easy DIY projects to have fun and make extra money from home. There isn't a better creative way to make extra money than by selling easy DIY ideas. I made this list when I was looking for things to sell on Etsy…

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