Disclaimer & Disclosure

The information contained on this site is the opinion of the individual author(s) based on their personal opinions, observation, research, and years of experience. The publisher and its author(s) are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services. The information offered by this website is general education only.

Because each individual’s factual situation is different the reader should seek his or her own personal adviser. Neither the author(s) nor the publisher assumes any liability or responsibility for any errors or omissions and shall have neither liability nor responsibility to any person or entity with respect to damage caused or alleged to be caused directly or indirectly by the information contained on this site.

Use of the site is at your own risk and subject to the full terms of use disclosed on this site.

Furthermore, this site may receive financial compensation from the companies mentioned through advertising, affiliate programs or otherwise. Rates and offers from advertisers shown on this website change frequently, sometimes without notice. While we strive to maintain timely and accurate information, offer details may be out of date. Visitors should thus verify the terms of any such offers prior to participating in them.

As an Amazon Associate I earn from qualifying purchases.